Personal Loan – Fast, Flexible & Affordable

At Secure Loan Consultants, we make getting a personal loan simple, quick, and stress-free. Whether you need funds for a wedding, home renovation, medical expenses, or debt consolidation — we connect you with the best loan offers from trusted banks, NBFCs, and online lenders.

• Loan Amount: ₹50,000 to ₹25,00,000*
• Tenure: 12–60 months
• Disbursal: Within 24–48 hours

What is a Personal Loan?

A personal loan is a type of credit that allows you to borrow a fixed sum and repay it in equal monthly installments (EMIs) over a set tenure. Unlike loans tied to a specific purpose, personal loans can be used for almost any financial need.

Why Choose Secure Loan Consultants?

• Access to Multiple Lenders – Partnerships with top banks & NBFCs
• Low Interest Rates – Fixed or variable, based on your profile
• Quick Approval – Fast-track processing
• Minimal Documentation – Hassle-free application
• End-to-End Assistance – From application to disbursal

How It Works

1. Consultation: Share your requirements
2. Eligibility Check: We match you with lenders
3. Loan Offers: Compare rates & EMI options
4. Application & Approval: Submit documents
5. Fund Disbursal: Direct to your account

Features

Interest Rates

Fixed or variable based on credit score, income, and lender relationship.

Repayment Flexibility

12–60 months tenure with EMI calculators available.

Loan Types

• Unsecured – No collateral, faster processing
• Secured – Lower interest rates with collateral

Fees & Charges

• Processing/Origination Fee
• Prepayment or Foreclosure Charges
• Late Payment Penalties

Eligibility Criteria

• Credit Score: 580+ (700+ for best rates)
• Income Proof: Salary slips, bank statements, or IT returns
• Debt-to-Income Ratio: Below 36%
• Collateral: Only for secured loans

Documents Required

• Proof of Identity (PAN, Aadhaar, Passport, Driving License)
• Proof of Address
• Income Proof
• Employment Proof

When to Take a Personal Loan?

• Home improvement projects
• Weddings or travel expenses
• Medical emergencies
• Education or skill development
• Debt consolidation

Alternatives to Personal Loans

• Credit card loans
• Loan against property
• Home equity loans
• Gold loans

FAQs

Q: How fast can I get my loan?
A: Within 24–48 hours if documents are complete.

Q: Can I prepay my loan?
A: Yes, with minimal charges depending on lender.

Q: Will applying affect my credit score?
A: We apply smartly to avoid unnecessary hard inquiries.